The Center for Financial Responsibility Personal Financial Literacy Certification verifies individuals possess the ability to successfully navigate vital monetary decisions which affect both their personal and professional lives.
The certification assesses industry-valued and industry-recognized standards produced by the Center for Financial Responsibility, a premier institution which works closely with professionals in the field to lead the way in financial education.
The certification validates the knowledge and skills pertaining to credit cards, loans, retirement, investments and mortgages. Those who earn the certification are more qualified and prepared to make informed financial choices, perform better in the workplace and achieve long-term financial success, no matter what job they choose. Additionally, the certification allows employers to connect with more skilled candidates, filling gaps in the labor market and jump-starting individuals’ careers.
The certification exam consists of 100 questions and assesses knowledge and skills from the following weighted industry standards:
Money Personality Identification
Financial Goal Development
Strategies for Meeting Financial Goals
SMART Goal Setting Techniques
INVESTMENTS & RISK MANAGEMENT
Investing Risk & Return Relationships
Retirement & Estate Planning Methods
Risk Management Strategies
Insurance Overview (personal, auto, property, life insurance)
Sources & Types of Credit
Credit Reports & Scores
Education & Training Costs
BANKING OPTIONS & RECORDS
Types of Financial Service Providers
Products & Services Offered by Financial Institutions
Types of Banking Accounts
Financial Record Maintenance
Financial Statement Interpretation
TAXES & PAYCHECKS
Tax Liabilities & Related Forms
Tax Breaks, Deductions, Credits & Exemptions
Employee Compensation & Benefits
MAJOR PURCHASING DECISIONS
Amortization/Mortgage Payment Structure
Types of Mortgages
Incorporating a Major Purchase into a Budget
The Center for Financial Responsibility is committed to enhancing the financial wellbeing of both individuals and families. The Center advances these causes by supporting multiple initiatives such as backing research surrounding important policy issues in the financial planning industry and hosting outreach programs to promote future financial success.
If you are an employer looking to verify a potential applicant's credentials, please fill out the form to the right. We will contact you with the status of the certification number you provide.
If you do not have a certification number, please contact our customer support team to verify your candidate at: firstname.lastname@example.org or 1-800-922-9965.